Services

• Conventional Commercial

• Financing Purchases or Refinances

Up to 80% LTV for Assisted Living, Auto Repair,
Car Wash, Construction, Laundromat,
Dry Cleaners, Day Care, Funeral Home,
Grocery Store, Light/Heavy Industrial,
Hotel-Motel, Mixed Use, Mobile Home Park,
Multi Family, New and Used Auto Dealer, Retail, Office/Condos, Office/Warehouse, Free Standing Restaurant, Retail Store, Retail Centers and
Self Storage.

• Hard Money

Flexible financing as a bridge facility for new construction, acquisition, rehabilitation on current financing restructure. Loan to values
from 50 - 75%.

• Business Lines of Credit

• Unsecured Lines Of Credit

$100,000 - $5,000,000 based on gross sales of business entity. Minimum 680 score. Startup Lines available up to $200,000. Minimum Startup
Score 720.

• Secured Lines Of Credit

$50,000 - $500,000 for commercial properties with values up to $3,000,000. First lien position available for purchase and refinance, along with equity loans. No reserves or appraisal fees required.

Full Documentation Program

$100,000 - $1,500,000
Up to 97% LTV
2, 3, 7 & 30 yr Fixed
Fully amortized for 15, 20 & 30 yrs (no balloons)
Discretionary income may be used to meet DSCR requirements
Debt service requirement 1.20 580+ credit score

$500,000 - $10,000,000
Multifamily up to 80% LTV
Commercial up to 75% LTV
3 yr Interest only option 30 yr amortization
3, 5, 7, 10 & 15 yr Fixed
Lower than Bank rates Debt Service Coverage Ratio
Multifamily 1.20/Commercial 1.25 660+ credit score

Full Doc O/O Properties
$100,000 - $5,000,000
Up to 90% CLTV Purchase, 80% R/T & 75% LTV
Cash out
2, 5, 10, & 30 yr Fixed
Combined Personal and Business Debt service requirement 1:1 without third party tenant income
600 credit score (no score under 600 accepted)

Full Doc Investment Properties
$100,000 - $5,000,000
Up to 90% CLTV
2, 5, 10, & 30 yr Fixed
640 Fico

Full Doc
$500,000 - $10,0000
LTV up to 80%
3,5,7,10 yr Fixed
40 Year Amortization Available
Interest Only Option Available
No Lock-outs